Topic: How Banks Assess Loan Applications

Why Attend?

Why Attend? Understanding how banks actually assess loan applications gives you a real edge — whether you’re applying for a home loan, refinancing, or funding business growth. This seminar provides insider knowledge into the credit assessment process used by banks and non-bank lenders, so you can:

• Learn how lenders think - understand what matters most in a credit assessment
• Position your application for success - present your financials and supporting documents in a way that strengthens your case
• Avoid common pitfalls that trigger declines or delays
• Discover strategies to maximise your borrowing capacity
• Gain confidence in working with bankers, brokers, and financial advisors

Featured Speakers

David Li

CPA & Registered Tax Agent

With 15+ years of experience and an engineering background, David brings a first-principles mindset to accounting. He specialises in small to medium business tax, particularly in the medical, hospitality, and IT sectors. Known for his logical thinking and problem-solving skills, David is a passionate advisor, family man, and seafood-loving basketball fan.

Ray Jiang

Finance Broker & Property Expert

Ray is a former ANZ banker with over a decade of experience in the property and finance industry. His never-give-up attitude and attention to detail have helped countless clients secure residential and commercial finance solutions. A devoted family man, Ray loves reading, travelling, and playing basketball.